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Data Protection

Data Protection

The information we collect is used by us to manage your account and to make collections; it is also used to contact consumers for marketing purposes; it is disclosed by us when legally required to do so at the request of government authorities conducting an investigation; we also use it to verify or enforce compliance with the policies governing our web site and applicable laws or to protect against misuse or unauthorised use of our web site. If you would like to read the full details of how your data may be used please read our guide to Data Protection.

Please note that because 3LZ is a US corporation your data may be transferred outside the European Economic Area (EEA) for processing purposes. Your express consent is required for such transfer.

We may use credit reference agencies to help us make lending decisions. We may also disclose to credit reference agencies the details of your agreement, payments made and any default, suspicion of fraud or failure to maintain the terms of the agreement. for full written details of how your data may be used by credit reference agencies, please contact the agencies below (they may charge you a small statutory fee):

Call Credit, Consumer Services Team, PO Box 491, Leeds LS3 1WZ, or call 0870 060 1414, or visit www.callcredit.co.uk

Equifax Plc, Credit File Advice Centre, PO Box 3001, Bradford BD1 5US, or call 0870 010 0583 or visit www.myequifax.co.uk.

Experian, Consumer Help Service, PO Box 8000, Nottingham NG80 7WF, or call 0870 241 6212, or visit www.experian.co.uk.

Teletrack UK Limited, Customer Service PO Box 9424, Nottingham, NG9 9DS

If we transfer, change or assign this agreement to a third party or if we use a third party to manage any aspect of this agreement, we will pass your information to them.

Your data remains on file for 6 years after our files with your information are closed, whether settled by you or in default.

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